Legend has it that it is impossible to access any type of loan without being unemployed. And due to their existence, private financial entities have created credits for the unemployed.
If you are currently out of work and need quick money, you can access credits for the unemployed, which has much resemblance to non-payroll loans.
Usually they are requests of small capitals to solve very specific situations. And in case the credits for the unemployed are not paid in a timely manner, their costs will rise considerably.
In general, credits for the unemployed can be requested without being part of a payroll or having an endorsement. However, you must present some proof of income, to show that the loan returned in the stipulated time.
Credits for unemployed with Financial Credit Institutions
It is a bit impossible to get them, but it is possible.
For companies the only essential thing is to state that they can return the money and face the payment of interest and expenses generated in the financing.
Depending on the reason why we are on a list of defaulters, the financial institution will decide if our credits for unemployed is viable or not. If the reason is another loan that was not paid, it is most likely that the request will be rejected.
Our advice is to first get out of the outstanding debt of the Financial Credit Institutions and then proceed to request credits for the unemployed.
With what amount can we count on credits for the unemployed?
In general, credits for the unemployed have the same cost as a credit for someone employed. They mostly range from 400 euros to credits for 1,000 euros or more.
The factor “unemployed” does not influence the approval or rejection of a credit application, provided that we have proof of income.
It is good to remember that, on the other hand, credits for the unemployed and, in general, are not cheap at all. Since the interest rate usually varies according to the amount and time stipulated with the financial institution.
Do you know where to apply for credits for unemployed without a guarantee?
Through credits for unemployed without endorsement, it is not an impossible dream to get money easily and quickly, doing all the paperwork through the Internet and without the need to go to any bank or financial institution, so it is possible get good interest rates.
Now, let’s learn where to get credits for unemployed without endorsement, what is its operation and the conditions that can be achieved.
Credits for unemployed without endorsement are requested through p2p loan platforms, which are responsible for linking borrowers and lenders anonymously and then proceeding to make the request through the platform that best suits your financial needs.
They usually ask you to indicate data such as your work history, economic and the purpose of the loan, which will be provided anonymously for lenders to invest in your loan.